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Do I Inherit?

July 19th, 2019 (No Comments)

Many people assume that even if their parent died without a will, they will still be entitled to inherit by virtue of their familial relationship. This is not always the case. Let’s say that your father passes away without a will—also known as dying “intestate”. Although your father and mother were very much in love […]

How to Save Assets as You Age

July 14th, 2019 (No Comments)

As an Elder Law attorney, one of the main questions I get is “how do I save my assets”? What is implicit in this question is the fact that your assets are at risk as you age. To understand how to save your assets, it is first important to know the risks you face. We’re […]

MARRIED COUPLES!!! Doctrine of Necessaries… What it is and why it matters to you!

June 23rd, 2019 (No Comments)

First, what is the doctrine of Necessaries? This doctrine in North Carolina means that one spouse may be held responsible for the other spouse’s medical bills. These medical bills can include hospital bills, doctor’s bills and yes, nursing home care bills. Why does the fact that a surviving spouse may be responsible for the other […]

Should I Use a Reverse Mortgage to Pay for My Long-Term Care?

June 9th, 2019 (No Comments)

           As elder law attorneys, we frequently get questions regarding a variety of financial products available to seniors. One such product we are asked about on almost a daily basis is the reverse mortgage. With 70% of individuals over the age of 65 going into long-term care at some point in their lives, it becomes a […]

The Secret to Getting the Most Out of Your Visit to an Attorney

May 16th, 2019 (No Comments)

As an Elder Law attorney, I meet with people all the time. I want them to get more than they expect from their visit. There are ways to accomplish this. If you are about to see an estate planning or elder law attorney, what steps should you take? One, if you have any estate planning […]

Long-term Care Insurance: The Missing Piece of Your Estate Plan

May 9th, 2019 (No Comments)

           If you wanted to cross a bridge and someone told you that the bridge had a 70% chance of collapsing, would you cross it? No. You are a reasonable person and you would create an alternative plan to reach your destination. Unfortunately, you face the same odds for a similarly catastrophic event and most have […]

The Hidden Importance of Estate Planning

May 9th, 2019 (No Comments)

Greg McIntyre I asked my staff what I should talk about today and one of them said, people have to know how important estate planning is… I see people every day who didn’t plan ahead, and it can make life very hard for them, so I wanted to go over a few points to show […]

Eliminating the Lookback Period with Long-Term Care Insurance

May 4th, 2019 (No Comments)

      Considering that 70% of individuals over the age of 65 will need some type of long-term care in the future, it is important to plan for how you might pay for your care. The simplest way is to pay out of pocket. However, with long term care costs ranging anywhere from $50,000 to $100,000 per […]

Does a Trust Eliminate the Need for a Will?

April 27th, 2019 (No Comments)

            An effective estate plan will be multifunctional and flexible enough to adapt to unknown future events. A good way of creating a flexible estate plan is through the use of a trust. However, that begs the question: if I have a trust, do I still need a will? To understand the answer to this […]

What is Guardianship and When is it Necessary?

April 23rd, 2019 (No Comments)

            A guardianship is when the court adjudicates an individual incompetent and appoints another individual to act on their behalf for legal and financial, or healthcare purposes—or both. The individual bringing the petition is called the “petitioner”. The individual whom the petitioner is attempting to obtain guardianship over, is the “respondent”. If the respondent is […]

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