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Charlotte Today Show: Building Your Legacy!

in Articles by Greg McIntyre Leave a comment

👨‍👩‍👧‍👦Stef and Greg discuss how they built the firm and their family in this. Many families work hard to grow, do the right thing and build their careers, businesses and families. You won’t want to miss this NEW short Charlotte Today Show episode!

 

Can we help protect your future?

✅ FREE CONSULT
1. Let’s look at saving assets.
2. Let’s look at protecting family.
3. Let’s plan for the future.
📞704-749-9244
🖥 Book online: mcelderlaw.com/bookfreeconsult

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

Greg McIntyre Elder Law Attorney

Greg McIntyre Elder Law Attorney

written by:

Greg McIntyre

Elder Law Attorney

704-749-9244

greg@mcelderlaw.com

 


Transcript:

Eugene Robinson:

Here’s something that every family should be thinking about, how to build their legacy. Greg and Stefanie McIntyre did just that as they were growing their firm McIntyre Elder Law and their family. So good morning to both of you guys. And let’s talk about building a family legacy, Greg and Stefanie, how has that worked for you guys over the years?

Greg McIntyre:

Wow. I started off as a young attorney working in about every courtroom. I was very fortunate to be married to this lovely lady, Stefanie McIntyre, and still married to her 21 something years later. And during that time, Stefanie worked with me, she was handling the front office, juggling phones and children. We’ve had six children during that time. And Stefanie would literally have a baby and come back two days later to work in our office and bring the baby. So, we’ve raised children in our office and it wasn’t all bad. We have great kids. Our oldest is 20 years old. He’s a senior in college and he’s headed to law school. So, we didn’t turn him off from that. But it’s been a hard road. It’s been a long road and we had to build that legacy. And I know that a lot of people out there are building their legacies and working very hard as well. I never stopped to smell the roses, Eugene. I probably still wouldn’t have had an estate plan in place myself, unless Stefanie would have made me sit down and do it.

Eugene Robinson:

Well let me talk to Stefanie for this. Stefanie you made your husband sit down and do an estate plan. What did you see that was lacking in your family and why did you do it?

Stefanie McIntyre:

Well, Working in the office, I’d seen his clients come in. I’d seen him take care of other families day after day and make sure that their needs were taken care of and that their homes were protected and all their assets. Then I thought, we’ve been together a while now and we have a home and multiple properties and two offices now. And we had a lot that we needed to take care of. We have six children, they have a future that we want to make sure is taken care of. So, I’ve sat him down, I said, “Hey, we’ve got to take care of us. I know you’re very busy, but you know, we’ve got to take care of us the way you take care of your clients every day.” So, last summer we took care of that. And there’s an incredible peace that comes with knowing that everything is handled. That you don’t have to worry about what’s going to happen, if something should happen to myself or him, or both of us.

Eugene Robinson:

So legacies are built over time and they need to be protected. So, what are you protecting them against Greg?

Greg McIntyre:

I’m protecting them against the fact that I could have an accident and I could be incompetent, incapacitated. And Stefanie would literally have her life frozen because everything that has my name on it is going to be frozen to her. So she needs access. So, we work on giving access with powers of attorney. We work on making sure that if I were to pass away, she would be taken care of. It would take a decent plan to take care of our children and take care of staff and vice versa. She’s irreplaceable. So, we craft that and we talk about avoiding probate. We want to make sure that if somebody needs longterm care, that there’s not going to be some kind of Medicaid recovery coming and taking assets. We want to really plan ahead and that’s what we do with our clients when we sit down Eugene. Where they are in life, what they have and what their goals are.

Eugene Robinson:

So, how can you help other families build their legacy sir?

Greg McIntyre:

Well, we sit down and we have a consult, before we get to here where we have an entire estate plan in a binder. We have to talk about it. So, we offer right now a free consult to potential clients to meet with myself or another attorney and talk about estate planning and your plan and getting your plan in place.

Eugene Robinson:

I know that you have a book and a magazine. Can you tell me about that too, because the people need to hear this.

Greg McIntyre:

Sure. So, right now, if you sign up for a free consultation with our office, we will give you a free copy of a book that I wrote a few years ago, Saving The Farm, a practical guide to the legal maze of aging in America. And that’s a really great conversation starter. And that’s going to help you in your planning journey. Also, the Elder Law report, which is the 2020 edition magazine, which gives you updates every year on different changes in the law. So, we’d love for you to have that. And we’d love for you to have the advantage of the free consultation and planning to protect your family’s legacy.

Eugene Robinson:

Well, call McIntyre Elder Law for their free consultation. The number is (704) 749-9244. That’s (704) 749-9244. Or visit McElderLaw.com. Stefanie and Greg, thank you very much.

Greg McIntyre:

Thank you, Eugene.

Stefanie McIntyre:

Thank you, Eugene.

 

De-Stressin’ at the Beach 🏖

in Articles by Greg McIntyre Leave a comment

     I used to love to go on vacation. It was just a magical fun time. I would spend al day at the beach and in the ocean catching waves with my float. Now things are a bit different. Stef, 5 of our 6 kids, and I left for the beach this past Saturday.

     We rented a house a few blocks from the beach big enough for our family and it had a little saltwater swimming pool in the back. The kids loved the pool and it gave them something to do from the second they got up until us grown folks were ready to venture down to the beach in the afternoon.

     For the last couple of years vacations have been different for me. I have literally been sick for the first four-to-five days we were on vacation. Why? I’m not sure, but I have a good guess. First, when I’m on vacation my caffeine intake reduces by a factor of ten and that can come as quite a shock to the system. Second, my sleep increases by a factor of ten and I catch up on much needed zzzzzz’s. I run pretty hard in my professional life and it seams to now take me the better part of a week to detox and wind down so I can enjoy the last couple of days of the vacation. If you research optimal vacation lengths you will come up with the length of two weeks. The first week to detox and unwind and the second week to enjoy the vacation. Who has two full weeks in their schedule in a row for vacation time? I currently do not. So for now I will settle for the rest, detox and relaxation of the one-week variety.

     Now this does present some other questions that I would be smart to answer. Could I reduce my intake of coffee during the workweek? Could I get more sleep? Perhaps the pre-workout intake in the evenings and long workouts that keep me up late at night should shift to mornings. All good thoughts and all things I will work on so that when I do stop for a vacay I don’t feel like staying in bed until 10am or Noon everyday.

     My main takeaway from this vacation was how thankful I am for my family. We hung out together, ate every meal together, rode waves together and caught up on some TV shows together like Cobra Kai which I would highly recommend.

     I used to loath vacations because it would take time away from work and clients and building my practice. I still bring some work with me and unavoidably field calls daily but I really enjoy the downtime now. Plus I come back super refreshed with new ideas and ready to go at it again. To my amazement, our firm races on without me and sometimes I think does better without me meddling in the day-to-day and micro managing everything. I am very proud of our firm and I am very proud of my family. I am proud of what we are building.

     If I can help you protect your family by advising on your estate Planning needs please let me know. You can schedule a FREE CONSULT at: mcelderlaw.com/bookfreeconsult or call: 704-749-9244.

Can we help protect your future?

✅ FREE CONSULT
1. Let’s look at saving assets.
2. Let’s look at protecting family.
3. Let’s plan for the future.
📞704-749-9244
🖥 Book online: mcelderlaw.com/bookfreeconsult

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

Greg McIntyre Elder Law Attorney

Greg McIntyre Elder Law Attorney

written by:

Greg McIntyre

Elder Law Attorney

704-749-9244

greg@mcelderlaw.com

 

❓Struggling to plan & pay for Nursing Home Care?

in Articles by Greg McIntyre Leave a comment

❓Struggling to plan & pay for Nursing Home Care?

We can help. How??? Call us!
✅ FREE CONSULT
1. Let’s look at saving assets.
2. Let’s look at qualifying for Medicaid.
3. Let us handle the Medicaid Application.
📞704-749-9244
🖥 Book online: mcelderlaw.com/bookfreeconsult

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

Greg McIntyre Elder Law Attorney

Greg McIntyre Elder Law Attorney

written by:

Greg McIntyre

Elder Law Attorney

704-749-9244

greg@mcelderlaw.com

Whatever You Do… DO NOT PLAN!

in Articles by Greg McIntyre Leave a comment

 

Whatever life throws at you handle without a plan.

The design is such that everything will be fine.

Elected officials have drafted a statutory will for your clan.

The house rules and game will work out in time.

 

Your hard work and efforts may all go to waste.

Simply because of a lack of foresight.

“I don’t want to spend money or make haste.”

Said the apathetic man with no site.

 

Someone else will be living in your house one day.

All because of a lack of insurance.

You will give all your retirement away.

All because of a lack of legal assurance.

 

It costs a few schillings to properly plan.

No one wants to fight the traffic.

Plus you would have to go see the lawyer man.

Flying by the seat of your pants feels simply fantastic!

 

Alas, alas, you are at your end.

The light it fades, the room grows dim.

You see your family, your life, your friends.

Too late it is to begin again.

Too late it is to craft a plan.

 

Whatever you do… DO NOT PLAN!

Signed:

The Government.

The Man.

 

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

Greg McIntyre Elder Law Attorney

Greg McIntyre Elder Law Attorney

written by:

Greg McIntyre

Elder Law Attorney

704-749-9244

greg@mcelderlaw.com

Estate Planning Around Elections!

in Articles by Greg McIntyre Leave a comment

How will the election effect your estate plan? Brenton & Greg discuss in this week’s Elder Law Report. Schedule your FREE CONSULT today to get your affairs in order. Call: 704-749-9244 or online at mcelderlaw.com/bookfreeconsult.

Have you put off planning? We understand these are strange times and as our civic duty we are offering complementary consults for Estate Planning and Elder Law legal issues. Schedule yours today!
Schedule Free Consult

 

Can You Challenge a Trust?

in Articles by Greg McIntyre Leave a comment


Can You Challenge a Trust?

The last will and testament has been bestowed with a level of sanctity in the law approaching the divine. A person’s will is law. Whenever one writes their will, they are codifying rules they themselves are handing down. This unilateral legislation is recognized as a right everyone possesses, regardless whether you’re a politician or a prisoner. Given the solemnity employed in considering the will, the court is rather quick to entertain allegations of impropriety regarding the will’s creation. Thus, a challenge to a will is something that is not only something that can be done, it’s also a very important fail safe that been thoughtfully ingrained into our legal system.

Trusts are just like wills, except that trusts are considered living documents. Because a trust is a living entity, it avoids probate. Thus, a challenge to a trust is performed in a much different way than a challenge to a will.

In North Carolina, a challenge to a will is called a “caveat”. A caveat may be brought for any number of reasons. Maybe the testator (the person who made the will) was incompetent at the time of the signing. Maybe the will is a product of undue influence by some interloping family member. Maybe the signature on the will is a product of forgery. One may challenge a trust on same basis for challenging a will. The difference, however, is in the details.

When you challenge a will, the probate process is frozen. This means that the personal representative of the estate (read: Executor) can no longer administer the estate e.g. they cannot distribute assets. Conversely, challenging a trust does not freeze the administration of the trust. Notwithstanding a legal action, the trustee may still distribute assets. If the challenger wants to prevent this, they can seek an injunction.

An injunction is when the court is asked to compel or prevent an individual from doing something. To enjoin a trustee, one would need to prove to the court, as a matter of equity, the trustee should be prevented from distributing assets out to the beneficiaries. If you’re the one challenging a trust, you’d want to seek an injunction. It is much harder to reclaim the assets in the trust after they’ve been distributed.

Just like a will, a trust may be challenged. However, there may be extra steps to the process. If you suspect wrongdoing within the estate plan of a loved one don’t hesitate to contact McIntyre Elder Law at 704-259-7040.

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

Brenton S. Begley
Elder Law Attorney

Regards,

Brenton S. Begley

Elder Law Attorney

McIntyre Elder Law

“We help seniors maintain their lifestyle and preserve their legacies.”

www.mcelderlaw.com

Phone: 704-259-7040

Introducing Attorney Therron Causey!

in Articles by Greg McIntyre Leave a comment

Therron Causey, Estate Planning & Elder Law Attorney

Therron Causey, Estate Planning & Elder Law Attorney

My name is Therron Causey and I am an attorney with McIntyre Elder Law. While I have always thought of law as a noble pursuit, for many people, it is simply windowless courtrooms, drawn-out legal battles, and, of course, high stress. What if I were to tell you that there is a little-known area of law dedicated to offering peace of mind? I am, of course, talking about Elder Law.

Elder law is a specific area of law dedicated to advocating for the elderly and their loved ones.  Older adults often have very specialized needs that warrant the assistance of an attorney that specializes in Elder law.  These matters might include Social Security, Medicaid, Long-term Care Planning, Estate Planning, Guardianship proceedings, or navigating the treacherous waters of Probate, just to name a few. Well, where does the peace of mind come in? I am glad you asked.

According to a 2010 study, nearly 70% of people who turned 65 as of 2005 will need some form of long-term care. That is a startling percentage, but what does it really mean? In short, it means that each of us has a considerably high chance of needing some sort of long-term care as we grow older, whether that be in-home, at an assisted living facility, or care at a skilled nursing facility. And how are you going to pay for that care? Unfortunately, many seniors all too often find themselves cashing out their retirements or losing their homes in order to pay for their care. We want to stop that from happening. An experienced elder law attorney can help you develop and implement a plan to qualify you for Medicaid coverage, while still enabling you to preserve and protect your personal assets.

If I have learned anything in life, it is that having a plan is essential. To that end, we can help develop a plan that allows you to sleep peacefully at night, knowing that you have thought of everything. Maybe your goal is to keep the home in the family and have it pass down to future generations. Maybe you need to appoint someone to act on your behalf for legal, financial, or healthcare related decisions. The list goes on and there is almost an untold number of ways that an Elder Law Attorney can help. I am proud to wake up every day charged with preserving a lifetime of accomplishments and I am grateful to work alongside the many other professionals at McIntyre Elder Law that take the charge head on.

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

written by:

Therron Causey

Estate Planning & Elder Law Attorney

“We help seniors maintain their lifestyle and preserve their legacies.”

704-749-9244

therron@mcelderlaw.com

Brenton & Greg discuss All Good Things in Life Are Hard!

in Articles by Greg McIntyre Leave a comment

The biggest irony in life is the fact that it is human nature to avoid hard things. Are you avoiding estate planning even though you know you need to do it? Brenton and Greg talk about overcoming this fear and planning made easy. Schedule your Free Consult today. Call: 704-749-9244 or online at: mcelderlaw.com/bookfreeconsult.

The Fraud of the Future

in Articles by Greg McIntyre Leave a comment

The Fraud of the Future

 

            I’m not sure if you can tell by the mini super-computer on which you’re likely reading this article, but we are now living in the future. Sure, it’s lacking the flying cars and hoverboards the past so optimistically hoped for. However, we are in the midst of lightning fast change of pace. Estate planning has not been immune from such a pace change. In fact, estate plans look nothing like they did decades ago; thus, fraud has had to adapt. It has done so rather well, with the same insidiousness and disastrous result.

Not Your Grandmother’s Fraud

            When I talk about fraud and estate planning, I’m talking about someone either using duress or undue influence to make a person to change their estate plan or fraudulently changing the estate plan themselves. This use to—and still does to an extent—look like a will created by fraud or other dishonest means. Years ago, most of a person’s property passed through their will. So, if a morally disturbed individual wanted to ensure their chance to receive an inheritance through deceit, they could manipulate the will or the person making it. This led to thousands of lawsuits challenging the validity of wills and alleging misconduct.

            Nowadays, the bulk of wealth that most of us accumulate will not pass through our wills—or through probate for that matter. This is because most of us have the bulk of wealth in accounts like 401ks or IRAs. For some, a decent amount of the wealth they will be passing at death will be through life insurance policies. All of these accounts have something in common, they have a beneficiary designation.

            If you have a beneficiary named on an account, the balance of that account will pass to the beneficiary or beneficiaries upon your death with very little process. This makes these accounts attractive because they avoid the long and drawn out process of probate. What’s also attractive about these accounts is that they are held with a company that has a whole department just for fraud investigation. However, that does not mean that fraud doesn’t happen. The folks in the fraud department stay busy.

            The whole reason there’s a fraud department is because the opportunity for foul play is abundant. So, how does it get done? There’s no one way that an individual commits fraud with respect to beneficiary designation. In fact, criminals tend to get creative with this sort of thing. The common thread in all of these instances is the beneficiary designation form. As you may have guessed, that’s the form that dictates who gets the balance of the account when the owner dies. This form is the target for those seeking to take the money.

Telltale Signs

            How do you know if fraud was committed? Well, there tends to be pretty obvious red flags with this sort of thing. Maybe the account went to someone that would not have otherwise inherited anything (like a distant relative or friend). Maybe the person who owned the account couldn’t have been in their right mind to change it because of substance abuse, dementia, incapacity etc. Maybe the account owner was isolated and subject to undue influence from the person who received the death benefits. Either way, there tends to be enough clues at the crime scene to put the pieces together.

What Happens if There is Fraud?

            If fraud does happen, the company that hold the account should know immediately. Otherwise the funds will be paid out and it will be much harder to recover them. If the company knows of possible fraud, they will freeze the payout and perform an internal investigation. They may even initiate a legal proceeding where they deposit the proceeds of the account/policy with the court and bring the other parties in to battle it out. Regardless, the best course of action if you suspect fraud is to hire an attorney to help you navigate the process.

Conclusion

            The only constant is change but something that hasn’t changed is people’s love for money. Fraud is a useful tool for many people of moral indignity and will remain as such for the foreseeable future. All the rest of us can do is remain vigilant. If you suspect fraud with respect to a beneficiary account, don’t hesitate to call McIntyre Elder Law at (740) 259-7040 or visit our website at www.mcelderlaw.com.

 

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

Brenton S. Begley
Elder Law Attorney

Regards,

Brenton S. Begley

Elder Law Attorney

McIntyre Elder Law

“We help seniors maintain their lifestyle and preserve their legacies.”

www.mcelderlaw.com

Phone: 704-259-7040

All Good Things Are Hard

in Articles by Greg McIntyre Leave a comment

I once heard that fulfillment is a result of foregoing short-term pleasure to reach a long-term goal. When I heard that, it made sense to me immediately. When I think about it, everything I am proud of in my life is a result of hard work, discipline, and dedication. With that realization comes a further revelation: the biggest irony in life is the fact that it is human nature to avoid hard things. We know eating right, exercising, flossing, and paying our taxes are good for us. However, as human beings, we avoid all those things as much as possible. We do this because we are geared to seek short-term gratification.

Thus, we humans are creatures of prolific procrastination. We avoid productivity and that which we do produce is done so begrudgingly at the last minute. If we do develop good and productive habits, it’s only because we found the fortitude within ourselves to instill discipline until that productive action became a habit. What’s ironic about this human propensity is that we desire to be productive and successful. However, we also desire short-term gratification—sometimes so much so that we become a slave to it.

If you take this to its logical extent, the more we procrastinate, the worse off we are and the less we procrastinate the more freedom we experience. Discipline frees us from the confines of our superficial desires.

Preparation

Preparation is hard, especially in the context of estate planning. No one wants to think about their own death, the possible need for long-term care, or what may happen if we develop dementia. As an estate planning and elder law attorney, I know first-hand how difficult those conversations can be. Some people are more open to that discussion than others. Those who are more open tend to be so because they have personal knowledge of how devastating procrastination can be. Maybe It was their mother, perhaps their uncle. Regardless, they had an experience that demonstrated to them the importance of preplanning. 

Those who are less willing to sit down and prepare are not folks who deny the importance of preparation. Just like diet and exercise, they understand that estate planning is a good thing. But, just like diet and exercise, estate planning is put off as something that can be done later.

What you may not know about estate planning and elder law attorneys is the other side of the practice. We not only help folks prepare through preplanning; we also help clients pick up the pieces after their loved ones failed to preplan. As attorneys, we are therefore endowed with the burdensome knowledge of the result of procrastination. None of us are promised tomorrow, yet most of us live like we will never die.

We all fall victim to procrastination. There is not a human being, star athlete, or Navy SEAL that is perfectly disciplined. However, we should all strive to be better, to set aside procrastination for the grater good. This is a call to action.  Sit down with an attorney and make sure you have a plan in place for yourself and your family. Just like all good things, it may be hard.  But, just like all good things, you will only regret not doing it. Call McIntyre Elder Law today at (704) 259-7040.

 

IN PERSON . VIDEO CONSULT . PHONE CONSULTSchedule Free Consult

Book Your FREE CONSULT Today!

Brenton S. Begley
Elder Law Attorney

Regards,

Brenton S. Begley

Elder Law Attorney

McIntyre Elder Law

“We help seniors maintain their lifestyle and preserve their legacies.”

www.mcelderlaw.com

Phone: 704-259-7040

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